PLSO Retirement Benefits are Calculated as Follows:
One-time, lump sum payment at retirement:
Option 1-Single Life Monthly Benefit |
X |
12, 24 or 36 |
= |
PLSO Amount |
Reduced lifetime monthly benefits:
Option 1-Single Life Monthly Benefit |
X |
PLSO Factor (below) |
= |
PLSO Reduced Option 1-Single Life Monthly Benefit |
| PLSO Factors | |||
|---|---|---|---|
Your Age at Retirement |
12-Month PLSO Factors |
24-Month PLSO Factors |
36-Month PLSO Factors |
45 |
0.9380 |
0.8760 |
0.8141 |
46 |
0.9376 |
0.8752 |
0.8128 |
47 |
0.9372 |
0.8743 |
0.8115 |
48 |
0.9367 |
0.8734 |
0.8101 |
49 |
0.9362 |
0.8724 |
0.8085 |
50 |
0.9356 |
0.8712 |
0.8069 |
51 |
0.9350 |
0.8700 |
0.8051 |
52 |
0.9344 |
0.8688 |
0.8031 |
53 |
0.9337 |
0.8674 |
0.8010 |
54 |
0.9329 |
0.8659 |
0.7988 |
55 |
0.9321 |
0.8642 |
0.7964 |
56 |
0.9313 |
0.8625 |
0.7938 |
57 |
0.9303 |
0.8606 |
0.7910 |
58 |
0.9293 |
0.8586 |
0.7879 |
59 |
0.9282 |
0.8564 |
0.7847 |
60 |
0.9270 |
0.8541 |
0.7811 |
61 |
0.9258 |
0.8516 |
0.7774 |
62 |
0.9244 |
0.8489 |
0.7733 |
63 |
0.9230 |
0.8460 |
0.7690 |
64 |
0.9214 |
0.8429 |
0.7643 |
65 |
0.9198 |
0.8395 |
0.7593 |
66 |
0.9180 |
0.8360 |
0.7540 |
67 |
0.9161 |
0.8322 |
0.7483 |
68 |
0.9141 |
0.8281 |
0.7422 |
69 |
0.9119 |
0.8238 |
0.7357 |
70 |
0.9096 |
0.8192 |
0.7288 |
71 |
0.9071 |
0.8142 |
0.7213 |
72 |
0.9044 |
0.8089 |
0.7133 |
73 |
0.9016 |
0.8031 |
0.7047 |
74 |
0.8984 |
0.7968 |
0.6952 |
75 |
0.8950 |
0.7900 |
0.6850 |
Benefit Estimate Calculator
Using your career statistics, you can estimate your benefits under all the retirement plans by using the benefit estimate calculator.
